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In this solo episode of Money and You, Michelle explores a powerful but often overlooked concept: preparation. Not just practical preparation with budgets, investing, or financial planning—but the emotional and mental preparation required to receive greater financial success.
Inspired by the book How to Get Anything You Want, by Elsie Lincoln Benedict, Michelle dives into the connection between financial identity, mindset, readiness, and the opportunities we’re able to recognize and receive.
Many people say they want more money, greater success, or financial freedom, but unknowingly remain emotionally unprepared for those outcomes. In this episode, Michelle explains how limiting beliefs, avoidance, fear, and negative self-talk quietly shape financial decisions—and how shifting your preparation can begin changing your financial reality.
She also shares personal examples from her own business growth, discusses how preparation creates opportunity, and introduces practical ways to strengthen both your financial mindset and your financial structure.
If you’ve ever thought:
- “I’m not good with money.”
- “I’m not ready yet.”
- “I’ll deal with it later.”
- “I can’t afford that.”
…this conversation may completely change the way you think about financial growth and readiness.
In This Episode, Michelle Discusses:
- Why preparation is essential for financial success
- The difference between practical readiness and emotional readiness
- How your financial identity affects your outcomes
- The subconscious thoughts that block money growth
- Why waiting to “feel ready” often creates procrastination
- How preparation allows you to recognize and act on opportunities
- The importance of financial literacy and awareness
- Shifting negative money self-talk and limiting beliefs
- Increasing your emotional capacity to receive more wealth
- Why avoidance sends powerful signals about your relationship with money
Key Takeaways:
Preparation Creates Opportunity
Financial success often requires preparation before the opportunity arrives—not after.
Your Financial Identity Matters
The stories you tell yourself about money shape your decisions, behaviors, and outcomes.
Awareness Is the First Shift
Noticing your thoughts, fears, and patterns around money is the beginning of transformation.
Practical + Mindset Work Must Work Together
Budgets, investing, saving, and planning matter—but mindset determines whether you sustain them.
Memorable Quotes from the Episode
“You don’t rise to the occasion. You fall to your preparation.”
“We have to prepare so we can receive opportunities when they show up.”
“If you are avoiding your money, you’re sending a message that you don’t really want to deal with it.”
“Preparation is readiness.”
Timestamps
- 3:37 — Why preparation matters more than most people realize
- 5:25 — Clarifying what financial success actually means to you
- 8:06 — Preparing for money before it arrives
- 9:55 — The balance between mindset and practical preparation
- 11:00 — Becoming aware of limiting thoughts and emotional reactions
- 15:44 — Your financial identity and self-perception
- 18:21 — Practical ways to build trust with yourself around money
- 21:41 — What you attract and what you’re prepared to receive
- 23:28 — Catching negative money language in real time
- 24:37 — Preview of next week’s Part 2 episode
For more tools and conversations about money mindset, practical financial tips, confidence, and financial empowerment…
Subscribe to the “Money & You With Michelle Perkins” Podcast:
https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575
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